Northwall Street
Basic market dashboard for decision support
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Market snapshot
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Rules of thumb
| Section | Signal | Meaning | What to do |
|---|---|---|---|
| FEAR | VIX > 30 | Market panic / volatility spike | Consider adding to long-term ETF positions |
| FEAR | VIX 20-30 | Markets nervous | Normal investing, watch for opportunities |
| FEAR | VIX < 20 | Calm markets | Invest normally |
| INFLATION | Oil > $90-100 or yields jump | Inflation pressure building | Expect central banks to stay hawkish |
| RECESSION | Stocks down + VIX up + yields down | Recession fears / risk-off | Avoid panic selling |
| OPPORTUNITY | S&P 500 off 10%+ or panic selling | Broad sell-off | Increase long-term investments if possible |
| MORTGAGE | Mortgage rate below your cutoff | Debt relatively cheap vs long-term market returns | Consider investing surplus instead of rushing payoff |